Specialist Mortgage Solutions

Ive used this company a few times, originally they were good. The last couple of years theyve been poor, in the last 6 months disgustingly poor! My mortgage could of been locked in 6 months ago, they failed to even contact me with this information! When I found out, I also found out my repayments were tripling! Mark told me he had had people crying on the phone, no wonder, I bet you didnt look at their rate 6 months in advance either. Marks excuse was they had been keeping an eye on the rates in case they went down! DOWN, when all they (mortgage offers) were doing was being pulled & what was left was going up! Then I found a lower rate with a different lender, my rental income wasnt enough to apply as the rental threshold had been increased. I asked when? November. So if they had done their job I could have applied for that before November. Now Ive been forced to take a much higher interest rate than I could of secured 6 months ago, costing me around an additional 30,000 over 5 years all down to the fact they werent checking when my mortgage was due for renewal! Its not the first time either. My residential house was due & I had to chase that up too previously. Try L&C they actually contacted my wife 5 months before her mortgage was due, even though their website says 3 months.
Jan 17th, 2023

Brilliant service. Highly recommend.
Oct 21st, 2022

From first contact to actual mortgage offer being secured I was kept informed and felt like I was being treated as an individual with my own specific needs and requirements. Sincerely recommended.
Jun 14th, 2022

Positive: Professionalism, Responsiveness
Apr 19th, 2022

I had a great experience dealing with Specialist Mortgages. There was never any delay in responding to queries and nothing seem irrelevant. They took time to explain the products and no pressure or sales pitches was used. A company I have highly recommend to friends and family and to anyone that needs highly knowledgeable professional advice.
Feb 14th, 2022