Capital Mortgage UK Ltd

I am currently in the process of buying my first property in Scotland and had a great experience with Capital Mortgage UK. Many thanks to Cameron and Greg for securing the best mortgage deal for me and organising a solicitor so everything went smoothly. They were both very helpful, thorough and answered all my queries promptly with clear information given. Thank you for the fantastic service. I would highly recommend.
Jul 15th, 2022

I had a very pleasant experience with Cameron who helped me remortgage for a debt consolidation. The process from start to finish was very smooth and quick. ,Cameron certainly knows his stuff. Would highly recommend.
May 13th, 2022

My experience with Capital Mortgage was not so great. As first time buyers, we trusted Martin to help us navigate the process & in the end we only discovered our Mortgage offer after it was signed. Martin initially got us a good deal / options. We discussed & agreed on a 2 yr fixed rate. Then came the covid lockdown & extension on when we will get our keys. Because our offer letter indicated an offer expiry date, we called Martin FREQUENTLY (well be lucky if he answered) to make sure that he was in touch with the lenders or how this affected us. Martin gave us the impression that everything was ok & the lenders had extended the deal passed the expiration date. Only for us to get a letter a week after we signed & it was for a 3 yr fixed rate and increased interest rate (1.99 to 3.21%). Turns out that our initial Mortgage offer expired & Martin didnt know or at least didnt communicate this to us. He also agreed to a new 3-yr deal the eve of us getting our keys without discussing it with us & blamed pressure from the lawyers. We didnt go for 3 yrs initially, even if it had a lower interest rate; why did he decide about our finance without consulting us especially since there were material changes to the offer. We wouldve been coming close to remortgaging (on a 2yr deal) with interest rates now relatively low but because of Capital Mortgage, we have to wait even longer. Paying for their unprofessionalism. I have attached an email we sent Martin about the offer & he replied that the lender is aware of the completion, nothing for us to do never mentioning that the offer will change / indeed expire.
Apr 7th, 2022

I am currently in the process of buying my second home so this is the second time i'm using the guys at Capital Mortgages. Once again they have provided me with an outstanding service! They take the hassle and worry out of finding and securing the best mortgage deal for you! Most of my dealings have been with Martin and Cameron and both have been so helpful and informative through the whole process and have kept me up to date at all stages of mortgage application and approval. I cannot recommend these guys highly enough! Thanks again Capital Mortgages.
Mar 20th, 2022

Positive: Professionalism
Feb 1st, 2022