London Mutual Credit Union

I might just have to leave anyway..considering they seem to let anyone who wants your money, access to it, one star is generous, considering how I have been treated, really considering it, not happy with these people, idk if I can trust them?
Mar 7th, 2023

Excellent service, ideal for savings, helped me with a loan for car repair. Can not fault them.
Feb 28th, 2023

Very disappointing experience of requesting a consolidation loan in order to have my repayments in one place and to reduce my outgoings. I sent lots of documentation and could afford to pay the amount requested over a longer period of time eg. 4-5 years. However I was offered 3 quarters of the requested amount to be repaid over a shorter period of time leaving me unable to afford the high repayments which defeated the objective. Lucky I went to another credit union and was able to obtain a loan for my purpose which has a low Apr and is very affordable over a 3 year period.
Jan 2nd, 2023

Wow LMCU ..They are the best. The services are top notch. If I could give them 10 I would. They really helped me with lending me a loan twice. When I really needed financial help. It was done on email and I didn't have to go into the office. They were fast in getting back to me and making a decision in 3 working days. I didnt expect it to be soo fast. The loan really do help you out. I would recommend them to family and friends.
Dec 28th, 2022

Absolutely abismal as a bank, they regularly leave you unable to spend your money which is cleared in your bank account due to "technical issues". I have had my credit report affected due to credit union not setting up the loan repayments correctly. Then sending me letters telling me I owe thousands more then I ever took out in the first place. They are very quick to send threatening/rude letters when they think you owe them money but when they realise their mistake the apology is very quiet. I am currently trying to make a payment which has been declined, I have called card services they said the money I recently transferred from my internal savings account is not reflecting even though i can see it on my online banking. If a bank cannot manage an internal transfer that is a huge problem.
Nov 25th, 2022